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jdance fix ur credit score wtf.
how many hoes u be tricking on god damn
I missed like 20 student loan payments that’s all it is
why are you paying student loans when you dont even know algebra 1.
shoulda never went to college pick up a trade instead my man.
school aint for you.
I didnt go to college because school is shit, hs was trash.
they got u by the balls now cuz u owe so much, no wonder.
Clear u debt and life gets better.
Why would I need good credit? I’ll just never pay the loans who cares
you are ignorant, when you owe money all your work becomes for their profit. Every dollar you make will belong to someone else. When you dont pay you will die with nothing, no house, no car, no nothing banks will sieze it upon your death, and your children will have nothing you built of value
now besides that whole money is fake yadada money aint real, yeah banks finessed it so that our fake paper has value and can get you things, if you are using money that belongs to someone else, you havent really earned it have you?
debt aint bad but you gotta look at it in a NET sense.
For example lets say i owe 2k but i’ve been saving moeny and i got 10k in a roth IRA that 2k aint really owed because I have the means/will have the means of paying. If you cant save more than you owe ever dollar you have and everything that you are worth is owed to someone else.
Kinda like they own you. Money in sense is your freedom to do shit, you kinda running on borrowed time right now if you think you can just not pay. I know dudes who got their check garnished, all that work for what? you’re working for nothing you’re worthless, until ur debt free.
Also having debt is known to have profound psychological effects such as decreased motivation/ depression/ and suicide. Its a bad combo you have to dig yourself out, stop thinking dying is freedom from debt its not, and if you dont have kids, your legacy will learn that lesson.
seize those means brothers
I was joking.
gotta make sure.
i want you to have a future.
thats not much
8568 debt total,
you got a savings?
how much do you make?
whats the interest rate on these and stuff?
Whats the game plan?
Another 6 grand in collections
so 14568?
Ya
what were the loans for lol
College
its not impossible but its gonna be difficult.
how much do you make after taxes/ what are you expenses like?