Jdance ♿

oh that seems alright then

Expenses food and gas

Income maybe like 25k

25k a year?

Yessss

is that after taxes?

Idk it depends on tips

You gotta get serious you need hard numbers refer to your paystubs.

Tips are not yours, take your tips and save half of what you get in tips.
Focus on Hard reliable income.
use that income to calculate how long realistically its gonna take you to pay off your debts.
From there see how much you can save while paying off your debt.
Your goal is to be debt free in the Next 5 years Can you do it?
You have 25k every year, Technically if you can only spend half of it, you are pretty much debt free in A SINGLE YEAR. I’m giving you 5 years to pay it all off.
Can you save a FIFTH of what you make?

dont declare any of your tips, be a Tax Alpha

U do the math.

I'm already saving all my tips.

none of these numbers are consistent?
where is any of the information for the last week of september.
Do better. Know exactly what you make.

IMO pay the 2000 loans off first just to show you did it while making mins on the other.
Playing games with 4 opponents is harder than playing vs one.

Because I work inconsistent hours and not everyone tips the same and I don’t always get as many deliveries

Thinking about grad school

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Your choice to be inconsistent, you can find something realiable.
Also my guess is if your doing delivery with a college degree you are wasting your time.
No amount of school can save you if you are using college to work deliveries.

do you deliver pizza?

Use any off hours to hunt more jobs and more work.

There is no better paying entry level job than pizza delivery

People seem to be taking this Algebra 1 thing to heart. Rest assured I got a 4.0 GPA my first semester of college which included the class Algebra 2.

I believe this is even mentioned in that thread

I dropped out of my second semester of College because I wanted to play Diablo 3 with my friends

Well that wasn’t a very good game haha