See the trick is. Get canadian citizenship its easy they giving it out like candy. But work in the states thats where to real $ is
Getting varried answers lol
80-600-12k
80/mo is still ~1k/y, which is around the number you have in the top but as everyone else has stated, is still super fucking low and probably a big part of why yns doesnt use it
what does that get you? fix a broken arm and have a dr check ur bumhole for cancer?
Idk Iâve literally never used it and donât know what kind of deductible I even have
I also use Kaiser. I used to pay about 200 a month for a ppo, but the monthly plus co-pays became insane in terms of cost.
I really appreciate the job Kaiser does. They are extremely cheap and make it easy and affordable to get rx and don't charge a copay for every single little thing like saying hi to a doctor.
Meanwhile private practices would charge me $20 to see a doctor to authorize me to see another doctor who I would then have to pay $20 to again, and the authorization might take 3-5 business days versus Kaiser, once you get approval, you can walk right over to the lab or specialist because they are vertically integrated so everything is in the same building
Healthcare is a messy topic, a lot of things going into it that make it really expensive and out of reach for the poor, but one of the big ones is how Healthcare is tied in with job benefits. Idk if that's also the case in Canada, but usually when you pad middle men into payment plans, that's how large amounts of inefficiencies and corruption are born which cause price inflation.
I think Health insurance in America shares a lot of similar problem as college tuition, which is also a huge mess.
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everything the US does is rètarded and just there to prop up some middle management class of people
I would honestly pay a doctor 20$ then have to pay as much tax.
you wouldnât have health insurance in the US and would be paying like $200 to see a doctor
and thatâs just for like a regular check up, if you had anything actually wrong with you it would cost tens of thousands of dollars to even figure out whatâs wrong and then probably close to 100k to fix it depending on whatâs wrong with you
Medical billing is basically bill as high as possible that wonât get you red-flagged by the insurance company (technically you can bill literally whatever you want but if youâre too egregious ins companies will audit you) and collect as much as possible from someoneâs insurance then balance bill the rest to the client
So something that probably costs like $500 in labor and materials is getting billed at like $5000 or more, the insurance company will payout anywhere between like $300 to a full payment depending on insurance (likely somewhere inbetween) and the rest goes onto you unless youâre dealing with a cool place who will just not collect the remainder (illegal btw)
Actually itâs not illegal but insurance companies will audit you for that and refuse to pay and they can take you to court and claw back every dollar they paid you in the past
Health care sounds good when its covered there.
no it isnât, itâs way more expensive, costs a shitload even with good insurance, is rife with fraud and kickbacks and is notorious for bankrupting and ruining peopleâs lives
what do u do when u break a bone in the USA? U give the hospital a fake name and hope they donât find out
Oh come on it cant be that bad
Lol
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It honestly is. Take it from someone who's been in the hospital enough times, and yns who deals with the billings